Call or text 805.258.6528

You deserve a SoCAL home — without the headaches

You bring the dream. I bring the plan. I’ll guide you from confused to confident in Ventura and San Diego—so buying or selling feels clear, calm, and doable.

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From Overwhelmed to Keys-in-Hand: Meet Your Guide

Buying in Southern California can feel overwhelming. You’re unsure where to start—and worries about hidden repairs, bidding wars, or becoming house-poor are real. I turn that fear of the unknown into a clear plan.

I’m Ranny Fernandez, Ventura & San Diego REALTOR® with Avenue Home Collective and a UC San Diego grad. I guide first-time homebuyers step by step, protect your budget, and keep the process calm and simple.

About Ranny →
A young man smiling confidently, wearing a gray blazer and a black shirt with a tie, standing outdoors in front of palm trees.

Why Clients Choose Me

Local expertise that gives you an edge

Ventura & San Diego neighborhoods, pricing, and trends—so you spot hidden gems, avoid overpaying, and move with confidence.

Personalized roadmap at your pace

A clear plan, plain-English updates, and fast answers. No “dumb” questions—ever. You always know what’s next.

Your advocate & protector

Smart offer strategy, tough negotiation, and thorough inspections—so there are no nasty surprises after closing.

Who I Help

Feeling overwhelmed or not sure where to start? I’ll build a simple Home-Buying Roadmap, introduce trusted lenders, and explain down-payment options (often 3–5%). You’ll get smart offer strategies to win without overpaying, clear inspection guidance (no surprises), and plain-English updates at every step.

Typical areas: Oxnard, Ventura, Camarillo, Thousand Oaks • San Diego, La Jolla, Clairemont, Chula Vista.

Selling and buying at the same time can be stressful—I make it smooth. You’ll get pricing strategy, prep/staging tips, and marketing that attracts strong, clean offers. I coordinate timelines (contingencies, rent-backs, temporary housing) so your sell-to-buy transition feels calm, not chaotic. I’ll protect your net and your peace of mind.

New to SoCal? I match you with the right neighborhood based on commute, schools, lifestyle, and budget. Expect curated tours (virtual or in-person), data-driven comps, and a vetted local network—lenders, inspectors, movers—so you can buy confidently from anywhere and close on schedule.

Next step: Schedule your free consultation and I’ll outline a tailored plan for your goals, timeline, and budget.

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Real clients, real happy homeowners

FAQs

Where do I start?

With a free consultation. We map your budget, get you pre-approved, and outline each step, so you have a concrete and exact gameplan to win in any market.

How are you different?

No matter how much is on my plate, you will always be top priority in my mind. I explain everything in plain English, protect your interests, and stay in your corner long after closing.

What if I’m concerned about my monthly affordability?

I can offer you solutions like rent vs. buy comparisons, breakdown of what entails your monthly mortgage costs, and other strategies to mitigate expenses.

I’m worried about qualifying. Can I buy a home with a low credit score?

I can offer resources like credit repairers, or one of my partner Loan Officers for a structured credit-building plan.

What if I want to buy but I’m pretty limited in my down payment savings?

No worries—I can walk you through down payment assistance programs, grants, and options like co-signers or gift funds.

Ready to make your move?

Schedule Your Free Consultation